By Tom Leyden
I first met Jeff Campbell when our daughters played soccer together, and perhaps it's a poor characteristic of mine, but I never had a true understanding of what he did for work as we roamed the sidelines together. We typically focused on the game, making sure everyone got playing time as we tried to give our team a chance to win.
One thing I DID always notice was Jeff's knack for strategizing and that he is a big thinker. That should have been my first clue about what makes him tick.
“Some people will make an investment – say in a 401K plan – and other than periodically checking statements, they forget about it until they need to cash it in. Financial planning needs to be dynamic – it can’t be “set it and forget it.” Peoples’ lives change, their priorities change – their investment strategies should evolve with life stages.”
Jeff lives in Westwood with his wife, Liz, and three daughters, Ainsley, Maren and Fallon. He is a CERTIFIED FINANCIAL PLANNER™ professional and works from home as an independent financial advisor and planner. He is affiliated with Lincoln Investment to serve his clients.
"I started my business around the same time my oldest daughter was born, there was certainly risk in going out on my own, but it’s been personally and professionally rewarding," said Jeff. "Early on I found a niche and started working with local school districts – educators, athletic directors and so on. I know their pension system extremely well and there's some financial planning moves that people who work in education should consider to maximize their financial planning. I specialize in understanding and knowing the benefits that are offered to educators. I also know small business-planning well - helping employers set up retirement plans and implementing benefits, other things they might need."
So many of us are considering our best options when it comes to saving for our children's education, and that's also a component of what Jeff handles.
"Many people immediately think they should put money in 529 plans. That may or may not be the best move. There are some decision points, to the left or to the right - points in the road where you can go one way or another. Sometimes a conversation with me can make someone think, 'Hmmm, I never thought of that.'
When you speak with Jeff, you can't help but think of all of the different things you willingly spend money on.
"I am proud of the relationship I have with my clients. They know I always have their best interests in mind. It could just be one or two pieces of advice that you give someone - you know if they followed your advice, it could potentially put them in a much better place financially."
In the end, Jeff gets his greatest satisfaction knowing the people that work with him have chosen to do so, and they are in it for long term planning and guidance.
"It feels good to help people," said Jeff. "It can be really rewarding to see people who go from one house to the next house, they made great moves and you see they have families, kids going off to college and you think, 'I helped them do that.' That's pretty good. It's a good feeling."
Jeff provides advisory services through Capital Analysts or Lincoln Investment, Registered Investment Advisers. Securities offered through Lincoln Investment, Broker-Dealer, Member FINRA/SIPC www.lincolninvestment.com